andre Andre

All articles by andre

 

How The iPhone 6 May Not Have Broken Sales Records in Australia

Shortly after the launch of iPhone 6, Apple announced they had sold a record, 10 million units over the weekend. Of course, that number represents not just Australian sales but global sales. In the wake of the October 16th launch of the new iPads, we were curious to see the effect of Apple launches on the...
Continue reading...  

How Netflix Is Doing In Australia: 2 Stats That Should Scare Foxtel and Quickflix

Netflix is rumoured to enter Australia early next year (that was later confirmed), but that doesn’t stop a few enterprising Australians from accessing it now. Actually, it’s more than a few. The article we linked to said up to 200,000 Australians signed up with the service. There are also many anecdotes about the popularity of Netflix...
Continue reading...  

How much does IKEA *really* overcharge Australians? Here's the data.

There’s no shortage of coverage about how Australians pay more for the exact same product compared to their US counterparts. We know, for example, that tech giants (like Apple and Microsoft) overcharge Australians for hardware. We also pay more for downloads. And if you look outside of tech, Australians pay more than Americans for just about anything...
Continue reading...  

Announcing The Pocketbook-Zookal Scholarship Winner

4 months ago, to the date, we launched the first Pocketbook scholarship for student entrepreneurs in partnership with our friends, Zookal. Since then, we received an overwhelming amount of response – 53 essays flood my inbox in the first week of launch and an additional 51 stream in in the next few weeks, bringing the total...
Continue reading...  

How I Hustled and Survived Startup Weekend Without Enough Money, a Place To Stay and Transport Back Home

Editor’s Note: When you want something bad enough, you do whatever it takes to make it happen. Ivan didn’t have enough money, no place to stay and no plan for the journey back home from Jacksonville to Gainesville and yet he didn’t let that stop him. He went ahead on a one way trip –...
Continue reading...  

How To Find Your Talent

Editor’s Note: “I don’t know what I’m good at.” or “I have no talent!” Ever thought of that? I know I have. In this essay, Max shares his experience of how he found (or rather pushed to try) what he’s good at – that eventually became his passion. ——————- Some five years ago I found...
Continue reading...  

How Student, Anthony Ryan, Made His First $5000 (And The Mindset That Made That Possible)

Editor’s Note: Ask any successful entrepreneur what’s their secret and they’ll tell you one thing: mindset. In fact, hustling isn’t so much a set of steps as much as a mindset. In this illuminating story, Anthony Ryan shares how he salvaged his first startup to make $5000 and start another. But more importantly, he shared...
Continue reading...  

How George Runs a DJ Business and a Podcast While Studying For a Degree

Editor’s Note: What do you do when you really, really, want something, and people doubt you for it? You do it anyway. This story tells of how George’s classmates jeered his music, how he pushed through anyway, and is now DJing for parties, clubs, weddings and corporate events (in addition to running a podcast, I might...
Continue reading...  

How Julian Fagan Made His First Sale and Is Building a Business To Help Fellow HSC Students

Editor’s Note: Sometimes ignorance really is bliss. Not knowing something is near impossible to do, allows you to do it anyway, and that action allows you at some chance of success while others, by definition, didn’t even enter the game. That’s the story of Julian Fagan, who at the young age of 19, borrowed $6000...
Continue reading...  

Always Be Investing In Yourself: Single Parent Denise Juggles Two Kids, a Full-Time Job and Still Decides To Study For a Degree

Editor’s Note: The best investment you can make is an investment in your education (in real life or in college). But every time we write about this, we inevitably get a handful of knock backs, “That’s easy for you! I just don’t have the time! I am busy with _______!” In this essay, Denise writes...
Continue reading...  

How Brodie Started a Web Development Business On The Side, While Still A Uni Student

Editor’s Note: We are fans of the Side Gig here in Pocketbook – something we’ll explore further into in future posts. A side gig is something you do on the side – either to make more money, or because it’s your passion. Sometimes it’s a second job. Sometimes it’s a business. What would you do...
Continue reading...  

How a Single Mum Went Hustled Her Way From Poverty To a Million Dollar Business

Editor’s Note: This is one of my favourite stories. From being unaware that selling spirits without a license is illegal – we’ve all done that 🙂 – to the tactics she used to drum up business for her second startup. They show her drive to succeed. Her ability to see connections where others see none....
Continue reading...  

How a Stay-At-Home Mum Transform Herself To Work Online (And Live Her Dream)

Editor’s Note: I’ve always wanted to live in a farm (still working on it). The huge green field, the birds chirping coupled with clear blue sky and the lack of noise – what could be better? But there’s one problem: the commute. My plan is to continue working on the train, but Wendy has a...
Continue reading...  

How Katie Overcomes Her Learning Disorder To Graduate Near The Top of Her Class

Editor’s Note: Before joining Pocketbook, I worked in various digital marketing capacities and often consult with clients. I would inevitably talk about “hustling” but what I almost always get in reply is, “Can’t you just give me a step-by-step instruction?” Hustling is not a set of instructions. That would be too easy. Hustling is a...
Continue reading...  

How Michael Took The Non-Traditional Route, Founded a Startup, Failed and Pushing On

Editor’s Note: Reading this story reminds me a little of myself. I was never engaged in class back when I was in university. I was more interested in business – I read books, attended seminars, I tried a bunch of stuff (and made decent coin), joined a digital marketing agency and finally started my own...
Continue reading...  

Liz Is Looking To Change How Australians Treat Autism

Editor’s Note: One of my favourite quotes of all time is one by Mark Twain, who said, “Whenever you find yourself on the side of the majority, it is time to pause and reflect.” Of course it’s not easy not to be on the side of the majority. People vilify you for it. But if...
Continue reading...  

The Hunger Within: Matt Shows The Quintessential Characteristic of an Entrepreneur

Editor’s Note: How can you tell a future entrepreneur from the masses? They are often the restless ones. They bounce from one thing to another, seemingly never satisfied with how things are and looking to improve… stuff. It’s the hunger within. And Matt’s story illustrates that well. ———– When I initially think of a hustler, I...
Continue reading...  

Marlena Highlights The Challenges of Single Mothers – But She's Not Giving Up

Editor’s Note: Ever been asked to do something for free by your friends? I know I have. Marlena is no different. But instead of being bitter about it, she saw this as an opportunity – so she did what any potential-entrepreneur would do. She started a business to solve that problem. And she did it all...
Continue reading...  

How Kathleen Built a New Business With an Old Talent

Editor’s Note: It’s easy to fall into the trap of thinking we need an arsenal of shiny new skills before we can make any money. The truth is, it’s oftentimes our old hobbies and interests that have the most promise. In this essay, Kathleen Fair shows us how to turn pasttime into passive income. ———–...
Continue reading...  

How Afnan Hustled His Way Out of the Rat Race And Won The ACT Innovation Competition

Editor’s Note: Many of us decide we don’t want to be part of the rat race, but few of us ever consider it a luxury to be a part of it in the first place. Afnan began by earning pennies, finally working his way into a steady college career leading towards a steady job. But...
Continue reading...  

Financial Literacy and Teaching Kids About Money: It's More Than a Piggy Bank (And What To Do Instead)

Editor’s Note: What can you do to teach your kid financial literacy? It’s a question we often get from concerned parents. Here’s our answer. First, your lessons have to be simple. Even adults glaze over when you talk about interest rates, fees, loans, etc. Second, your lessons have to fun. I’m not going to go into...
Continue reading...  

Card Skimming: What Is It And How To Protect Yourself

You’ve probably received a personal email from a Nigerian prince looking to share his wealth with you. You’ve probably seen a suspicious email from a bank you don’t belong to asking you to reset a password. Today, Australians are actually really good at coping with these. Only about 0.5-1% of Australians exposed to these scams...
Continue reading...  

Pocketbook Is On Google Sudo: Our Story So Far and Where To Next

If you’ve ever wondered how we went from two guys working out of a living room to 65,000 users (yes, it’s 65,000 now), then check out this interview we did last night at the Google Sudo event. Among other things, we also discussed our hiring philosophy, what we are doing now, how we prioritise features,...
Continue reading...  

Poor People Are Poor Because They Chose To. Right?

My notes: One of the most fascinating phenomenon in human psychology is called “victim blaming”. Victim blaming is a side effect of our need to believe that the “universe” is fair and just. So if something bad were to happen to someone, it’s because he/she did something wrong. A woman was raped? That’s because she “tempted”...
Continue reading...  

Eat Pizza? Here's The Data To Save You Money

If you ever eat pizza, always get the biggest size possible – at least according to this study. The chart above, generated from 74,476 pizza prices by 3,578 American pizza places, shows that as the pizza gets bigger, the price per square inch becomes cheaper. And the reason is simple. It all boils down to...
Continue reading...  

How Many Days Before Flight Should You Buy Your Ticket? Here's What The Data Says

Say you’re looking to travel overseas in September. When should you buy your ticket? As early as possible – because the airlines want to fill the seats as soon as possible and therefore will sell the tickets at a lower price? Or should you wait it out, because when they can’t sell the seats, they’ll...
Continue reading...  

World's Wealthiest Worth More Than Every Country's GDP, Except For US and China

Remember when we wrote about how the 85 richest people are as wealthy as the bottom 3.5 billion? Well, a new article by CNBC reported that apparently, the world’s wealthy are now worth $6.4 trillion. That’s UP from $5.4 trillion last year. That’s a lot of money. But how much is “a lot”? Well, according to this...
Continue reading...  

How To Get Out Of Debt

It is important to learn how to manage your debt. If you take on too much debt, you may have a difficult item qualifying for a home mortgage or car loan in the future. You may also face additional problems if you take on too much debt. If possible you should work on getting out...
Continue reading...  

Buying a Car: What You Need To Know

Buying a car may be your biggest purchase when compared to a home. The entire process of buying a car is quite extensive. It involves both finding your car and finding financing for your car. When you go car shopping, it is important to determine the amount that you can afford to spend before you...
Continue reading...  

How To Choose a Mobile Phone Plan (And Avoid Bill Shocks)

A mobile phone is a necessity in today’s world. Mobile phone contracts can be difficult to manage and many people complain about the number of minutes or the amount of data that is allowed on each plan. You can also get stuck in a contract plan or you may end up needing to replace your...
Continue reading...  

How To Finance Your Studies

You can improve your earning ability by attending a secondary education program. Whether you decide to go to university and get a bachelor’s degree or you opt to get a certificate to qualify for a specific profession, you will need to have a way to pay for school. There are a number of ways to...
Continue reading...  

Morgan's Going To Have a Kick-Ass Valentine's Day

Today’s the big day people. Got everything in line? We received more than 160 entries for this modest giveaway and some 130 people telling us what they’ll be doing tomorrow. And if you haven’t read the comments, check out the original post....
Continue reading...  

How Does Superannuation Work?

Superannuation is the main retirement savings program in Australia. It was introduced in 1992 in response to the demographics change that was taking effect – as protection for the increasingly aging population. It is now considered a leading example of social policy for the aging globally. Super (as it is sometimes called) is set up...
Continue reading...  

Budgeting For Students – A Guide

We’ve all heard the statistics. Skyrocketing cost of higher education, rising cost of living and fewer jobs for students and graduates. In fact, a 2012 study found that approximately two-thirds of all students reported incomes below the poverty line. As a student myself not too long ago, and having spoke to dozens of student users of our...
Continue reading...  

What's Next For Pocketbook: Looking Into 2014 and Beyond

The official numbers are in. 50,000 Aussies use Pocketbook to manage their personal finance. That’s a big number. That’s about the same number of people as the picture above. Here’s a chart of our user growth from October 2012 to last month and a few milestones:...
Continue reading...  

Hacking Valentine's Day On a Budget

Valentine’s Day is fast approaching and if you are smart, you should be planning right about now. Yes, I’m talking to you guys. Girls I know start planning for Feb 14th the minute the New Year party was over. The Math of Love Unlike most other “Valentine’s Day” articles you’ll read from today til Feb 14th,...
Continue reading...  

Pocketbook's Valentine's Day Contest

According to a Forbes article, the average male spent $175.61 on Valentine’s Day last year and the average female spent $88.78. The figures, I assume, are based on American spending but I’ll assume they are the same for Australians. Times are tough but we are hopeless romantics here at Pocketbook. To celebrate this season of...
Continue reading...  

We're Hiring: Editorial Intern

(Yes, you can look this too!) If you are one of the rare creatures who: Loves the written word Is comfortable with numbers Likes to talk to people Then listen up. Pocketbook is looking for a Journalism Intern to join our startup and help us change people’s lives (Yes, people literally said that about us)....
Continue reading...  

Christmas Shopping: How Australians Spend Their Money During The Silly Season

There’s a reason why it’s called the “silly season”. People do crazy things over the holidays and here at Pocketbook, we have the data to back it up....
Continue reading...  

85 Richest People Is As Wealthy As The Bottom 3.5 Billion?!

You must have seen this by now, but we can’t resist sharing it again. According to a new Oxfam report, the 85 richest people in the world has as much wealth as the bottom 3.5 billion. You can read the full report here. That’s… I don’t even know what word to use here. What you...
Continue reading...  

The World's "Poorest" President

I was browsing the web today and stumbled upon this old article on the BBC. The article is about Jose Mujica, who, despite being the president of Uruguay, is living a very modest lifestyle. How modest? Check out this graphic:...
Continue reading...  

What a Man Who Ate Only McDonald's For 3 Months Have To Teach Us About Money

What happens when all you eat for 3 months is McDonald’s? And I’m not talking about just the salads… I’m talking about the Big Macs, the Fries and the Sundaes. You know, the good stuff. For this guy, it’s weight loss. And it has a useful lesson for us to learn here about personal finance....
Continue reading...  

Why The WA Government Cull Sharks, And What That Has To Do With Your Finance

A few days ago, the WA Government announced a $6.85 million “shark mitigation strategies”. One of the strategies they are going to implement is to “cull” the sharks. In other words, kill them – probably in the hundreds. Why are they doing that? Well, because there have been 7 fatalities due to shark attacks… in...
Continue reading...  

Warren Buffet's Personal Finance Advice Probably Contradicts Your Financial Adviser's

Who better to get personal finance tips from than the Oracle of Omaha himself? If you’re sick of all the fees you’re paying your financial adviser (and still make a loss in the markets), then check out this interview....
Continue reading...  

The MYTH of Averages: Why Home Loan Comparison Rates Mean Nothing

Whether we like it or not, numbers play a huge role in our lives. And one number rules them all! – Averages...
Continue reading...  

Two Ways You're (Almost) Definitely Screwing Up Your Budget

Ahhh… the new year. A time for new beginnings. To “look ahead” and set some resolutions. You do that, right? Of course you do....
Continue reading...