Why fuss with manually downloading and cleaning your transaction data? Pocketbook does it safely and automatically... and keeps it up to date.
Why bother with Excel formulas? You'll find 80% of transactions already smartly categorised. McDonald's is "food", the pub is "drinks".
Why waste time thinking about different ways to visualise your data? Our analyse feature have figured it out for you.
Financial planners and accountants recommend Pocketbook to their clients. We make everyone's life easier.
"Since using Pocketbook, I feel more in control of my money."
"I love that it reminds me if something is unusual, like a forgotten bill payment."
Rebecca, Web Designer & Founder GorgeousiPadCases.com
It's typical for Australian families to plan their finances together - setting up a household budget. According to the BT Australian Financial Health Index, one in three households in Australia do not have savings.
Most Australian household budgets have an ultimate goal that revolves around the family home. Either saving up to buy a home or paying off the home mortgage. So managing spending to create savings, or extra mortgage payments is a key component. This means most households that keep a budget will log their spending in one way or another. Some collecting receipts, others manually logging in a notebook or spreadsheet, others using budget planning software.
While similar disciplines and rules apply to individual or joint budgeting. There are a number of things you can do specifically for a joint household budget to make sure it is successful.
We created Pocketbook as a tool to help make budget planning ridiculously simple. Especially if you have multiple individuals using multiple bank accounts in a household, Pocketbook gives you the flexibility to link all of them for a single-view of money.
At sign-on, we take 60 seconds for you to sync all your household's banking information, detect regular bill payments, forecast them and categorise up to 80% of transactions. A process, which typically takes hours, now takes literally minutes. We repeat this process daily so your information in Pocketbook is always up to date. You can understand how you're going against your budget at all times!
Another feature to keep you on track is our Safely Spend feature. Which automatically peels away your regular bill spending and suggests a discretionary spend which helps you focus on a weekly goal for your household to spend to. We send you alerts to inform you as your Safely Spend limit decreases over the week.
Quite simply, if you want to get your household budget started correctly, and keep on track with it, then Pocketbook is the personal finance tool you must have.